AI-powered multilingual screening platform that automates pre-underwriting conversations, records and transcribes answers, performs wellness scanning, and recommends the optimal MER pathway.
A fully automated, AI-driven screening workflow that recommends the right MER pathway for every applicant.
Customer selects their preferred language from supported regional languages. The AI engine adapts the entire workflow accordingly.
AI conducts a structured voice-based interview using intelligent underwriting question workflows tailored to the applicant profile.
All responses are recorded and auto-transcribed using AI speech recognition. Summaries are generated for underwriter review.
AI HealthScan wellness assessment is performed and integrated into the risk evaluation alongside the interview data.
The risk engine analyzes all inputs and generates a recommendation: proceed to Tele MER, Video MER, or Full Medical Examination.
Structured JSON output with risk recommendation, transcript summary, and wellness indicators for integration with insurance core systems.
{"recommendation": "tele_mer", "risk_tier": "standard", "confidence": 0.91}
AI voice interaction in multiple regional and national languages.
Structured underwriting question trees tailored to applicant profiles.
Real-time AI speech transcription for every conversation session.
AI-generated concise summaries of applicant responses for underwriters.
Automated recommendation: Tele MER, Video MER, or Full Exam.
HealthScan wellness signals integrated into risk evaluation.
Built-in anomaly detection and fraud indicator flags.
Structured outputs for seamless integration with insurer systems.
Integration support for major insurance core platforms.
See how the AI Pre-MER Engine reduces manual screening effort and improves underwriting accuracy. Book a demo today.